Keeping your financial house in order is more important than ever. But how do you deal with expenses, debt, taxes, and retirement without getting overwhelmed? This book points the way. It's filled with the kind of practical guidance and sound insights that makes J.D. Roth's GetRichSlowly.org a critically acclaimed source of personal-finance advice.
You won't find any get-rich-quick schemes here, just sensible advice for getting the most from your money. Even if you have perfect credit and no debt, you'll learn ways to make your rosy financial situation even better.
Get the info you need to make sensible decisions on saving, spending, and investing
Learn the best ways to set and achieve financial goals
Set up a realistic budget framework and learn how to track expenses
Discover proven methods to help you eliminate debt
Understand how to use credit wisely
Win big by making smart decisions on your home and other big-ticket items
Learn how to get the most from your investments by avoiding rash decisions
Decide how -- and how much -- to save for retirement
Blueprint for Financial Prosperity
Chapter 1 It's More Important to Be Happy Than to Be Rich
How Money Affects Happiness
It's Not About the Money
Chapter 2 The Road to Wealth Is Paved with Goals
The Road to Success
Tools and Resources to Help You Achieve Your Goals
J.D. Roth is an accidental personal-finance expert--a regular guy who found himself deep in debt. After deciding to turn his life around, he read everything he could about money and finance. In 2006, he started the award-winning website Get Rich Slowly, which Money Magazine named the Web's most inspiring personal-finance blog. Over the past four years, Get Rich Slowly has grown into an active community where thousands of readers a month share ideas on how to improve their financial lives. J.D. lives with his wife and four cats in a hundred-year-old house in Portland, Oregon.